Baituna home loan

Make your ‘dream home’ a reality with baituna home loan

Features:
  • Available for Oman nationals only
  • Customers can apply for a loan at any of our branches and baituna sales centers across the country
  • Low interest rates of 5.75% with maximum loan tenor of up to 25 years
  • Maximum loan amount of OMR 500,000
Eligibility:
  • Omanis employed in the government sector or listed private company or Tier1, and meet the specified requirements.
  • Minimum monthly salary of RO 250 for Omani nationals.
**Conditions apply

FAQs:

Is there any contribution amount to be paid by customer?

    Yes there is

  • For Omani customers working in government sector or listed private company contribute 20% of property value
  • For Omani customers working in Tier1 companies contribute 20% of property value

Loan Calculator

Visit your nearest branch or call 2479 5555 for further details.​​​​​​​​​​​

Sayyarati car loan

Get set, and get driving…Our Sayyarati Car Loan makes it quicker, easier and affordable to enjoy the freedom that comes when you drive your very own dream car

Features:
  • Available for Oman nationals only.
  • Apply at any of our branches and sayyarati sales centers across the country.
  • Low interest rates of 5% with maximum loan tenor of up to 5 years for new and used vehicles.
  • Maximum loan amount of OMR 60,000 for both new and used vehicles.
  • No post-dated cheques.
Eligibility:​

Sayyarati car loan is available for Oman nationals only

**Conditions apply

FAQs:

Is there any contribution amount to be paid by customer?

Yes, customer contributes 20% of vehicle value

 

Loan Calculator

Visit your nearest branch or call 2479 5555 for further details.​​​​​​​​​​​

Shahadati educational loan

Your partner for a brighter future with shahadati educational loan

Shahadati higher education loan:
  • Covers full expenses including tuition fees, accommodation, transportation, books and any education related expenses. *
  • Available for Oman nationals only.
  • Low interest rates of 5.25% with maximum loan tenor of up to 7 years.
  • Maximum loan amount of OMR 75,000
  • * Subject to providing all the necessary document.

Shahadati fees loan
  • Designed for private school fees, summer courses, and professional certificates.
  • Available for Oman nationals only.
  • Low interest rates of 3.75% with maximum loan tenor of up to 1 years.
  • Maximum loan amount of OMR 10,000
  • Joint repayment option available for guardians paying school fees to keep their debit burden ratio low.
  • Loan amount disbursed directly to the school/training center if requested.
Eligibility:

Omanis employed in the government sector or listed private company or Tier2 companies, and meet the specified requirement.

**Conditions apply

FAQs:

 

Loan Calculator

Visit your nearest branch or call 2479 5555 for further details.​​​​​​​​​​​

Zaffa marriage loan

Step into the world of happiness with zaffa marriage loan

Features:
  • Customers can apply for a loan at any of our branches across the country.
  • Low interest rates of 5.25% with maximum loan tenor of up to 5 years.
  • Maximum loan amount of OMR 30,000
Eligibility:
  • Omani nationals only, above 18 years of age.
  • Minimum monthly salary of RO 250 for government/quasi Government employees and RO 500 for employees of registered private companies.
**Conditions apply

FAQs:

Loan Calculator

Visit your nearest branch or call 2479 5555 for further details.​​​​​​​​​​​

Terhal travel loan​

Go ahead, compile your travel and discover the world with bank muscat terhal travel loan will help you realize all your holiday plans.

Features:
  • Maximum loan amount of RO25,000 repayable over 12 months.
  • Low interest rate of 3.75% p.a
Eligibility:

Terhal travel loan can be availed by Omani account holders.

**Conditions apply

FAQs:

 

Loan Calculator

Visit your nearest branch or call 2479 5555 for further details.​​​​​​​​​​​

Health and beauty loan

Pamper yourselves with health and beauty loan.

Features:
  • Maximum loan amount of RO25,000
  • Short term repayment periods.
  • Reduced interest rates, starting from 4% p.a
Eligibility:
  • Available for Oman nationals only.
  • Minimum monthly salary of RO 250 for government/quasi government employees and RO 500 for employees of registered companies.
**Conditions apply

FAQs:

Loan Calculator

Visit your nearest branch or call 2479 5555 for further details.​​​​​​​​​​​

Personal loan

Providing you easy and convenient lending to meet your needs.

Features:
  • Available for Oman nationals only.
  • Low interest rates starting from 5.50%. *
  • Customers can apply for a loan at any of our branches across the country.
  • Customer salary assignment letter is considered a security against personal loan.
Eligibility:
  • All Omani employed with salary transferred to bank muscat.
  • Minimum salary of 250 rial.
* Conditions apply

FAQs:

           

Loan Calculator

Visit your nearest branch or call 2479 5555 for further details.​​​​​​​​​​​

Green finance

Let’s build a sustainable future together. we provide financial assistance to install Solar PV roof tops that produce sustainable natural resource energy.

Features:
  • Available for Oman nationals only.
  • Low interest rates of 3.5% with maximum tenure up to 5 years. *
  • Maximum loan amount of OMR 25,000 *
Eligibility:
  • Omani nationals above 18 years old.

* conditions apply

FAQs:

Who are the vendors approved by the Electricity Distribution Company?

  • Greenway Integrated Projects
  • Nafath Renewable Energy
  • Bahwan Engineering Co. LLC
  • Sharp Overseas Trad Cont LLC
  • Hussam Technology CO

Loan Calculator

Visit your nearest branch or call 2479 5555 for further details.​​​​​​​​​​​

Woqar

Avail loan against your pension and be eligible for a credit card through Bank Muscat’s Woqar!

Features:
  • Attractive rates of interest starting from 3.75%.
  • Maximum loan Tenure can reach up to 10 years.
  • Pensioners can apply for personal loans under the Woqar Banking Package up to the age of 70.
  • Pensioners can apply for credit cards up to the age of 70.
  • No special documents required, just walk into any Bank Muscat branch.
Eligibility:
  • Retired Omani nationals
  • The loan will be given against pension only

FAQs:

Visit your nearest branch or call 2479 5555 for further details.​​​​​​​